Microloans are the smartest way to give because instead of giving someone a fish, you are teaching them to fish. The average $150 microloan helps start a business that continues to provide for a family of five forever. And once the loan is paid back, it goes on to help start another business, making this a gift that never stops giving.

That’s why the United Nations has stated that microloans are our best bet to end the five biggest world problems: poverty, hunger, poor health, poor education, and gender inequality. It’s the smartest way to give.